Newsbharati blog
System in place Moratorium facility- to take or not?
#COVID19# Moratorium# Finance Ministry# Reserve bank# Loans# Banks# PIL# CIBIL score# Credit score# rating# expenditure# HDFC# RBI# State Bank Of India

Moratorium facility- to take or not?

AUG. 10, 2020 8 mins read

Covid has hit hard and made us think about the way we have been living our lives. It has put a compulsory reset to our lifestyles.

Business strategy and planning Fighting COVID-19 with the Ho-Shin spirit
#COVID19# Ho-Shin# BuDo# martial arts# BuDo way# decisions# consult# asses

Fighting COVID-19 with the Ho-Shin spirit

JUL. 29, 2020 7 mins read

At present, the entire world is fighting a war, in a way. A war against the COVID-19 pandemic, which requires us to have all the qualities of a good warrior, if we have to survive and defeat this opponent. There may be several means and methods to become a formidable contender, but there are a select few disciplines that guide you systematically to not just self-discipline, overall physical and mental strength but also towards a holistic sustainable self-improvement, spiritual, ethical and moral upliftment

New Age Order Atmanirbhar Bharat
#COVID-19# atmanirbhar# Generic aadhar# Khatabook# start-ups# entrepreneurial skills

Atmanirbhar Bharat

JUL. 19, 2020 7 mins read

A few days ago, a photo of Shri. Ratan Tata with a young boy was published in several newspapers. The boy was Arjun Deshpande, an 18-year-old from Thane. From the age of sixteen, he started his own company called Generic Aadhaar.

Ethical dilemma Going to office? The dilemma in COVID19 scenario
#pandemic# professionals# office# work# team# social distancing# online working# lockdown# productivity

Going to office? The dilemma in COVID19 scenario

JUL. 10, 2020 6 mins read

    “When are we going back to the office?” – This is the standard question that everyone around me keeps asking; whether it is my colleagues, team mates, clients or associates and each time I wonder why is this question so important to everyone? Unless I am in manufacturing industry, where production won’t happen if I am “not going to the floor”. Unless I am in the front-line of battling a Pandemic – hospital or a heath care centre or police stat

Business strategy and planning THE GREAT LOCKDOWN- RELEASE
#COVID19# MSME# Success Quadrant# lockdown# leadership# trailing# employees# owners# review# growth# survival# economy

THE GREAT LOCKDOWN- RELEASE

JUL. 07, 2020 6 mins read

Apologies for the delay readers, but COVID has not been very kind to my industry. First of all, we are training and development consultants and I don’t have to tell how training budgets go on hold or cancelled in a jiffy. It’s an investment they say!

Business scenarios Key to Revival is Reinvention

Key to Revival is Reinvention

JUN. 20, 2020 5 mins read

It is a cliché now to say that COVID 19 will change the world. What was right till now may not remain the same post COVID 19. Mr. Raghunath Mashelkar, former Director General of the Council of Scientific and Industrial Research (CSIR) and ex- Director of India's National Chemical Laboratory (NCL) has so rightly pointed out in one of his articles that it is time to reinvent, rather than to only focus on recovery.

policy and compliance FROM LOCKDOWN TO REVIVAL
#COVID19# WFH# work from home# learn from home# lockdown# RBI# Economists# Health sector# Disaster management# contact tracing# SMEs# make in India# economy# GDP

FROM LOCKDOWN TO REVIVAL

MAY. 26, 2020 6 mins read

The other day my seven-year old grandson in Australia asked me over the phone, “ So Ammamma, tell me, are you in lockdown?”, and I smiled at the casual way this word has entered the regular lexical usage of babes. A history of sorts was created when our Prime Minister took this brave step, though we were not unfamiliar to his ways of working.

System in place Discovering and implementing realistic solutions in an SME, in the COVID19 challenge - A Case Study
#COVID19# SME# lockdown# employees# customers# organisation# salaries# WFH# challenge# cloud application# cloud migration

Discovering and implementing realistic solutions in an SME, in the COVID19 challenge - A Case Study

MAY. 16, 2020 8 mins read

Discovering and implementing realistic solutions in an SME, in the COVID19 challenge - A Case Study

Business strategy and planning The Success Quadrant for continuity.
#COVID19# MSME# Reinstate# training and development# succession# organisational culture# retention# upskilling# systems

The Success Quadrant for continuity.

MAY. 12, 2020 7 mins read

This quote has helped me channelize a lot of my thoughts and stopped a lot of my actions. It showed me that knowledge, learning and development can come from anywhere.

Research and Development OPPORTUNITIES ON THE HORIZON- NEW TOMORROWS, POST COVID19
#COVID19# work from home# Virtual# Online classrooms# education# new world order# technology# internet# IOT devices# pandemic# work life balance# digital transformation# NWOW# off shore work# online content

OPPORTUNITIES ON THE HORIZON- NEW TOMORROWS, POST COVID19

MAY. 11, 2020 8 mins read

We are experiencing an event on the world stage none of us saw coming in their lifetime. In only a matter of months, this coronavirus pandemic has altered the daily lives of people around the world.

Business scenarios The fog bursts and a NEW world rises
#Corona Virus# lockdown# curfews# COVID-19# crisis# social distancing# strategy# doctors# health workers# police# recession# economic activity# WHO# forex# make in India# post corona

The fog bursts and a NEW world rises

MAY. 05, 2020 9 mins read

The Corona virus has cast its ominous spell worldwide. The whole world is going through a serious crisis. There is a lot of confusion, instability, and fear everywhere.

Business strategy and planning How can SMEs keep their heads above water amid the COVID19 Crisis?
#SMEs# COVID19# global economy# pandemic# corona virus# crisis# All India Manufacturers Organisation# Funding# Procurement# RBI# SIDBI# strategies# Balance sheet# Financial# variable costs# Inventory# Receivables# downsize# revenue# costs# stakeholders# market shifts# feasibility# business model# Government

How can SMEs keep their heads above water amid the COVID19 Crisis?

MAY. 02, 2020 5 mins read

As the global economy confronts the unprecedented onslaught of the COVID-19 pandemic and its exponential spread,it has directly affected India both through the sheer magnitude ofhealth emergency andthe consequent lockdown of domestic activities that hasput a halt to production, disrupted businesses and collapsed consumption, therebytriggering anunforeseen economic crisis.

Operational risks Banking Fraternity the brave battalion of COVID19 Warriors
#Corona virus# pandemic# COVID19# banks# warriors# banking fraternity# exposure# digital transaction# banking hours# credit facilities# RBI# Ministry of Finance# banking staff# NAFCUB

Banking Fraternity the brave battalion of COVID19 Warriors

APR. 30, 2020 6 mins read

Most countries of World are facing a third world war of sorts, not against each other, but against one enemy called COVID 19 pandemic, an enemy which but all the countries are fighting together.

Business scenarios Are You Ready to Change?
#MSME# COVID19# corona virus# lockdown# pandemic# mega-factories# economic downturn# recession# moratoriums# auto sector# capital investment# balance sheet# industry participants

Are You Ready to Change?

APR. 28, 2020 7 mins read

It’s been now more than 4 months that the COVID19 Coronavirus started to proliferate. By now it has spread across the world and this, hitherto flowing, pulsing and thriving humanity has gone into “The Great Lockdown” as Gita Gopinath of IMF calls it.

Business strategy and planning SHUDDERS AND SURVIVAL OF TOURISM –POST COVID19 ERA
#COVID19# pandemic# travel# tourism# travel agencies# Adventure# Wild-life# Festival# Music# Medical & wellness# Cruise# Heritage# travel agents# tourists# travellers#COVID-19

SHUDDERS AND SURVIVAL OF TOURISM –POST COVID19 ERA

APR. 23, 2020 9 mins read

Travel and Tourism is one of the vulnerable industries that has taken the possible worst hit in the present pandemic of COVID19, not just in India, but on the global scale.

Business strategy and planning Success Quadrant- 2, in the COVID19 lockdown times
#COVID-19# lockdown# MNC# MSME# Re-engage# strategies# Supply Chain Management# collaboration# culture of an organisation# Workforce# Talent management# Human resource# success

Success Quadrant- 2, in the COVID19 lockdown times

APR. 21, 2020 7 mins read

All possible strategies designed by the stakeholders, leaders or implementers in an MSME or an MNC, is keeping a customer and their satisfaction in mind.

Business scenarios COVID-19 Pandemic:  Health is Wealth- beyond Personal Health
#Novel Corona# COVID-19# Social Distancing# Information Technology# Materials Management# Supply Chain Management# Automotive# Manufacturing# Business Domain Consulting# Digital Transformation# Advertising# Domain Knowledge Management.

COVID-19 Pandemic: Health is Wealth- beyond Personal Health

APR. 20, 2020 6 mins read

In current situation because of Novel Corona-COVID-19 pandemic, I think the entire word can be categorised into just two categories-Healthy (unaffected) and unhealthy (affected).

Business strategy and planning Success Quadrant in the COVID19 lockdown times
#COVID-19# lockdown# pandemic# SME# MSME# GDP# strategy# planning# economic crisis# sustenance# success quadrant# talent development# disaster management# resolve# strategise# sustenance

Success Quadrant in the COVID19 lockdown times

APR. 19, 2020 6 mins read

Success Quadrant in the COVID19 lockdown times

policy and compliance COVID-19 AND THE LEGAL WHIRLWIND
#National Disaster Management # Section 144# COVID19# COVID19 crisis# Force Majeure # natural calamity# Ministry of Finance# Ministry of New & Renewable Energy # solar projects# pandemic# contracts# Ministry of Home Affairs #Real Estate #Suo Moto # CREDAI # RERA# STPI# MSME# Ministry of Electronics and Information Technology# MIDC

COVID-19 AND THE LEGAL WHIRLWIND

APR. 18, 2020 10 mins read

Amidst the COVID-19 crisis, when the Government has ordered a nationwide lockdown it is important to note and assess the nature of lockdown impact which will ideally vary from jurisdiction to jurisdiction, depending largely on the “socio economic lifestyle” of the jurisdiction of each state.

System in place Convert COVID-19 threat into opportunity: Nitin Gadkari
#COVID-19# Nirin Gadkari# Economy# India# Global Super Power# MSME sector# Village and Cottage Industry# Highways# Waterways# Infrastructure#COVID-19#COVID-19

Convert COVID-19 threat into opportunity: Nitin Gadkari

APR. 17, 2020 7 mins read

Each problem comes with opportunities and we must accept this challenge of COVOD-19 and turn this difficulty into an opportunity to make our country a super economic power in the world, said Union Surface Transport Minister Nitin Gadkari here recently.

Business strategy and planning Change the old formula to get new answers during COVID19 crisis: (2+2 will always = 4!)
#COVID19# COVID19 crisis# small and medium-sized enterprises# SMEs# Micro Small and Medium Enterprises# MSMEs# CONSULTANTS# LARGE ORGANISATIONS# SHAREHOLDERS# STAKEHOLDERS# Finance# Education# Health care# Insurance# Manufacturing# Economy# agriculture# advertising# Travelling#Food# Energy# Pharmacy# Media# Retail# Software# Real Eastate

Change the old formula to get new answers during COVID19 crisis: (2+2 will always = 4!)

APR. 17, 2020 7 mins read

In present times of economic downtimes owing to the COVID19, small and medium-sized enterprises (SMEs) and the Micro, Small and Medium Enterprises (MSMEs) are often the last to see in-flow of funds. With an already and over exerted cash flow in the market, a potential recession could spell serious suffocating crisis for an average organisation.

Business strategy and planning Munitions for the COVID19 survivor generation
#COVID19# Corona Virus# Small and Medium Enterprises# SME# Small Industries# Government policies#COVID19

Munitions for the COVID19 survivor generation

APR. 17, 2020 7 mins read

Today, the World is facing the worst ever pandemic situation due to COVID 19 outbreak. A catastrophe that has significantly impacted the economic slowdown of almost all businesses, globally.

System in place If you want to “control” it, measure it first.

If you want to “control” it, measure it first.

APR. 16, 2020 5 mins read

After the address of our Prime Minster Mr. Modi on 14th April, 2020, we all realised in our hearts that we are going to have to safeguard and watch for this “China virus” thing around us for a minimum of 15 days at least.

Business scenarios Corona virus brings business world on knees! Know how these 7 Indian sectors have taken a huge hit

Corona virus brings business world on knees! Know how these 7 Indian sectors have taken a huge hit

APR. 14, 2020 6 mins read

The Novel Corona Virus has brought the business world on its knees. Most of the sectors like the tourism sector, hotel industry, luxury sector, etc. have taken a huge hit. The problem in the Farming Sector needs a separate write-up altogether. It is my fear that we may face a severe problem in the coming Rabi crops reaping season. But some sectors which have taken a hit are not as visible as the others. Let us take a look at some of these sectors…    Retail Cash Management: Retail C

Business scenarios Impact of COVID-19 on MSME & change in business dynamics

Impact of COVID-19 on MSME & change in business dynamics

APR. 14, 2020 9 mins read

On 2nd March, I was attending a pre-bid meeting in Delhi at one Govt office. During the meeting the director suddenly announced _” First CORONA VIRUS PATIENT is detected in Delhi & it’s going to be really tough time ahead !”

In the present situation do you advice me to take loan for business or trading activity ?

Every business needs finance for sure. It all depends on the requirements of funds for your business and the strength of the balance sheet. Generally a debt equity ratio of 2:1 is a good ratio. So if you have need of funds then make sure you don’t borrow more than the said ratio. Further, other issues are relating to the repayment capacity, own margin availability and the security to be offered. read more

Do we go for cc or term loan ?

CC and term loan are meant for specific purposes. Long term assets are supposed to be funded through term loans - Machinery, buildings, etc. Working capital gap is to be funded through cash credits. Generally term loans don’t need much of collateral security since the basic tangible asset is primary security. Cash credits need collateral security almost to the extent of 100% of loan. read more

Do we really go for the holiday in EMI ?

At the moment one has to really assess the situation and take a call. This is a time for a more conservative approach in managing ones finances. No amount of adventurism is advisable. I suggest one should spend on a holiday to the extent his own purse permits rather than adding one more EMI repayment to his financial commitments. read more